Free Tools · Georgia Closing Professionals

Lender Tools. Built for production.

Practical calculators and Georgia-real closing references built for lenders, loan officers, and closing coordinators. Clean inputs. Clear outputs. No fluff.

Georgia Closing Costs At-a-Glance

Transfer Tax

$1.00 per $1,000+ $0.10 per additional $100 (or fraction)

Intangible Tax

$1.50 per $500Capped at $25,000

Short-Term Exemption

≤ 62 months = No intangible taxEffective July 1, 2025

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Escrow Analysis Calculator

Initial Escrow Deposit Low Point + Cushion Aggregate Adjustment

Build a RESPA-compliant escrow account analysis from first payment date and HOI/tax schedules. Outputs itemized months collected, low point, cushion, and aggregate adjustment.

Run Escrow Analysis →

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GA Transfer Tax Calculator

$1 / $1,000 Rounds Up Quick CD Entry

Calculates Georgia real estate transfer tax at $1.00 per $1,000 of consideration (or fraction thereof). Fast entry for CD prep and HUD line items.

Transfer Tax Calculator →

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GA Intangible Tax Calculator

$1.50 / $500 Rounds Up Max $25,000

Calculates Georgia mortgage intangible tax at $1.50 per $500 of loan amount, capped at $25,000. Includes 62-month short-term exemption guidance per O.C.G.A. § 48-6-61.

Intangible Tax Calculator →

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More tools coming

Recording Fees Endorsements Fee Sheet

Recording fees, endorsements, and full closing fee sheets are on the roadmap. Kept simple, accurate, and usable in production.

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💡 Pro Tips

Bookmark these tools for quick access during CD prep or closing coordination.
All calculators work offline-ready — great for mobile during closing calls.
Escrow analysis handles edge cases like HOI renewals before first payment.
Double-check the 62-month rule on bridge loans and construction financing.

Note: These tools are designed to reflect common Georgia closing practice. Final charges and allocation are always subject to lender/servicer underwriting and instructions.