GA Intangible Tax Calculator

Georgia mortgage intangible tax at $1.50 per $500 of loan amount (rounded up), capped at $25,000. Includes 62-month short-term exemption guidance per O.C.G.A. § 48-6-61.

Short-Term Exemption (Post July 1, 2025)
≤ 62 months → No intangible tax
Loans maturing within 62 months from execution are generally exempt from Georgia mortgage intangible tax.

Prior Rule (Before July 1, 2025)

≤ 36 months → No intangible tax

The older 36-month threshold still applies to loans executed before the July 2025 effective date.

Long-Term Indebtedness

Any principal due beyond 62 months

These loans are generally subject to GA mortgage intangible tax at $1.50/$500, capped at $25,000.

Common Use Cases

Bridge loans, construction financing

Always verify loan maturity. Bridge and construction loans often qualify for the short-term exemption — double check.

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Enter a loan amount to calculate the Georgia mortgage intangible tax.

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