/* ============================================================
   Closing.law — master stylesheet
   Design system: deep steel-blue, Cormorant + DM Sans
   ============================================================ */

*, *::before, *::after { box-sizing: border-box; }

:root {
  /* Deep steel-blue palette — sophisticated, clean, not midnight, not periwinkle */
  --bg: #080d18;
  --bg-elevated: #0d1423;
  --bg-card: #0b1120;
  --border: rgba(138, 175, 210, 0.10);
  --border-hover: rgba(138, 175, 210, 0.22);
  --text: #dce8f2;
  --text-muted: #8baec9;
  --text-dim: #4e6a82;
  /* The blue: deep, clean, sophisticated — like glacier water or a winter sky at dusk */
  --accent: #5ba4cf;
  --accent-2: #7ec8e3;
  --accent-3: #3d85b5;
  --accent-glow: rgba(91, 164, 207, 0.12);
  --accent-glow-strong: rgba(91, 164, 207, 0.22);
  /* Typography */
  --serif: 'Cormorant Garamond', 'Cormorant', Georgia, serif;
  --serif-display: 'Cormorant', 'Cormorant Garamond', Georgia, serif;
  --sans: 'DM Sans', system-ui, -apple-system, sans-serif;
}

html { scroll-behavior: smooth; }
body { margin: 0; font-family: var(--sans); background: var(--bg); color: var(--text); line-height: 1.6; font-size: 16px; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
a { color: inherit; text-decoration: none; }
.container { max-width: 1140px; margin: 0 auto; padding: 0 24px; }

/* ── ANIMATIONS ── */
@keyframes fadeUp { from { opacity: 0; transform: translateY(32px); } to { opacity: 1; transform: translateY(0); } }
@keyframes float { 0%, 100% { transform: translateY(0) rotate(0deg); } 33% { transform: translateY(-8px) rotate(1deg); } 66% { transform: translateY(-4px) rotate(-1deg); } }
@keyframes gradientShift { 0% { background-position: 0% 50%; } 50% { background-position: 100% 50%; } 100% { background-position: 0% 50%; } }
@keyframes borderGlow { 0%, 100% { border-color: var(--border); } 50% { border-color: rgba(91,164,207,0.25); } }
@keyframes ripple { 0% { transform: scale(0); opacity: 0.5; } 100% { transform: scale(4); opacity: 0; } }
@keyframes counterPulse { 0% { transform: scale(1); } 50% { transform: scale(1.08); } 100% { transform: scale(1); } }
@keyframes heroLine { from { width: 0; } to { width: 100%; } }
@keyframes lineReveal { to { transform: translateY(0); } }
@keyframes rotate { to { transform: rotate(360deg); } }
@keyframes shimmerText {
  0%   { background-position: -200% center; }
  100% { background-position:  200% center; }
}
@keyframes spin { to { transform: rotate(360deg); } }

.animate-fade-up { opacity: 0; animation: fadeUp 0.8s cubic-bezier(0.16, 1, 0.3, 1) forwards; }
.delay-1 { animation-delay: 0.15s; } .delay-2 { animation-delay: 0.3s; } .delay-3 { animation-delay: 0.45s; } .delay-4 { animation-delay: 0.65s; }

#particles { position: fixed; top: 0; left: 0; width: 100%; height: 100%; pointer-events: none; z-index: 0; opacity: 0.35; }

/* ── HEADER ── */
header { position: fixed; top: 0; left: 0; right: 0; z-index: 100; background: rgba(8, 13, 24, 0.65); backdrop-filter: blur(20px); border-bottom: 1px solid var(--border); transition: all 0.4s ease; }
header.scrolled { background: rgba(8, 13, 24, 0.96); box-shadow: 0 4px 40px rgba(0,0,0,0.4); }
header .inner { display: flex; align-items: center; justify-content: space-between; padding: 16px 0; }
.logo-group { display: flex; align-items: center; gap: 12px; }
.logo-mark {
  width: 34px; height: 34px; border-radius: 8px;
  background: linear-gradient(145deg, var(--accent-3), var(--accent), var(--accent-2));
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 13px; color: #fff; letter-spacing: 0.02em;
  transition: transform 0.3s, box-shadow 0.3s;
  box-shadow: 0 2px 12px rgba(91,164,207,0.25);
}
.logo-mark:hover { transform: rotate(6deg) scale(1.08); box-shadow: 0 0 20px var(--accent-glow-strong); }
.logo-text { font-family: var(--serif); font-size: 20px; font-weight: 600; letter-spacing: 0.02em; color: #fff; }
.logo-sub { font-size: 11px; color: var(--text-dim); margin-left: 10px; padding-left: 10px; border-left: 1px solid var(--border); letter-spacing: 0.03em; }
nav { display: flex; align-items: center; gap: 28px; }
nav a { font-size: 13.5px; font-weight: 500; color: var(--text-muted); transition: color 0.2s; position: relative; letter-spacing: 0.02em; }
nav a:not(.nav-cta)::after { content: ''; position: absolute; bottom: -4px; left: 0; width: 0; height: 1px; background: var(--accent); transition: width 0.3s cubic-bezier(0.16, 1, 0.3, 1); }
nav a:not(.nav-cta):hover::after { width: 100%; }
nav a:hover { color: var(--accent-2); }
nav a.active { color: #fff; }
nav a.active::after { width: 100%; }
.nav-cta {
  padding: 9px 18px;
  background: transparent;
  border: 1px solid rgba(91,164,207,0.45);
  color: var(--accent-2) !important;
  border-radius: 7px; font-weight: 600; font-size: 13.5px;
  letter-spacing: 0.03em;
  transition: all 0.25s; position: relative; overflow: hidden;
}
.nav-cta:hover { background: rgba(91,164,207,0.12); border-color: var(--accent); color: #fff !important; transform: translateY(-1px); box-shadow: 0 4px 16px rgba(91,164,207,0.18); }
.mobile-menu { display: none; }

/* ── HERO ── */
.hero { min-height: 100vh; display: flex; align-items: center; padding: 120px 0 80px; position: relative; overflow: hidden; }
.hero::before { content: ''; position: absolute; top: -40%; right: -15%; width: 900px; height: 900px; background: radial-gradient(circle, rgba(61,133,181,0.10) 0%, transparent 65%); pointer-events: none; animation: float 10s ease-in-out infinite; }
.hero::after { content: ''; position: absolute; bottom: -20%; left: -5%; width: 700px; height: 700px; background: radial-gradient(circle, rgba(91,164,207,0.06) 0%, transparent 65%); pointer-events: none; animation: float 13s ease-in-out infinite reverse; }
.hero-content { position: relative; z-index: 1; max-width: 820px; }

/* Hero badge */
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 7px 14px;
  background: rgba(91,164,207,0.07);
  border: 1px solid rgba(91,164,207,0.20);
  border-radius: 100px; font-size: 12px; font-weight: 500;
  color: var(--text-muted); margin-bottom: 28px;
  letter-spacing: 0.06em; text-transform: uppercase;
  animation: borderGlow 4s ease-in-out infinite;
}
.hero-badge .icon { color: var(--accent); font-size: 8px; }

/* Display headline */
.hero h1 {
  font-family: var(--serif-display);
  font-size: clamp(48px, 6.5vw, 82px);
  font-weight: 600;
  line-height: 1.06;
  letter-spacing: -0.01em;
  margin: 0 0 20px;
  color: #fff;
}
.hero h1 .line { display: block; overflow: hidden; padding-bottom: 0.18em; margin-bottom: -0.18em; }
.hero h1 .line-inner { display: block; transform: translateY(110%); animation: lineReveal 0.9s cubic-bezier(0.16, 1, 0.3, 1) forwards; padding-bottom: 0.05em; }
.hero h1 .line:nth-child(2) .line-inner { animation-delay: 0.15s; }

/* Gradient italic line */
.hero h1 em {
  font-style: italic;
  font-weight: 500;
  background: linear-gradient(
    100deg,
    #e8f4ff 0%,
    var(--accent-2) 22%,
    var(--accent) 45%,
    #a8d8f0 60%,
    #c5e8f5 78%,
    var(--accent-2) 100%
  );
  background-size: 250% auto;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  animation: shimmerText 5s linear infinite;
}

.hero-line-accent { display: block; height: 2px; background: linear-gradient(90deg, var(--accent-3), var(--accent), var(--accent-2), transparent); margin-bottom: 24px; border-radius: 2px; max-width: 420px; animation: heroLine 1s cubic-bezier(0.16, 1, 0.3, 1) 0.5s both; }
.hero-lead { font-size: 17.5px; color: var(--text-muted); max-width: 580px; margin-bottom: 36px; line-height: 1.75; font-weight: 400; }
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 44px; }

/* Hero stats strip */
.hero-stats {
  display: flex; flex-wrap: wrap; gap: 0;
  border: 1px solid rgba(91,164,207,0.18);
  border-radius: 12px; overflow: hidden;
  background: rgba(91,164,207,0.04);
  max-width: 560px;
}
.hero-stat { flex: 1; min-width: 120px; padding: 16px 22px; border-right: 1px solid rgba(91,164,207,0.12); transition: background .3s; }
.hero-stat:last-child { border-right: none; }
.hero-stat:hover { background: rgba(91,164,207,0.09); }
.hero-stat-num { font-family: var(--serif-display); font-size: 22px; font-weight: 600; color: #fff; line-height: 1; letter-spacing: -0.02em; }
.hero-stat-num sup { font-family: var(--sans); font-size: 12px; color: var(--accent); vertical-align: super; font-weight: 600; }
.hero-stat-label { margin-top: 4px; font-size: 10.5px; color: var(--text-dim); text-transform: uppercase; letter-spacing: .08em; }

/* ── BUTTONS ── */
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 13px 24px; border-radius: 8px; font-weight: 600; font-size: 14.5px; transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1); cursor: pointer; border: none; position: relative; overflow: hidden; letter-spacing: 0.02em; }
.btn .ripple { position: absolute; border-radius: 50%; background: rgba(255,255,255,0.25); animation: ripple 0.6s linear; pointer-events: none; }
.btn-primary { background: linear-gradient(135deg, var(--accent-3), var(--accent), var(--accent-2)); color: #fff; box-shadow: 0 4px 20px rgba(91,164,207,0.22); }
.btn-primary:hover { transform: translateY(-2px) scale(1.01); box-shadow: 0 8px 36px rgba(91,164,207,0.32); }
.btn-secondary { background: transparent; border: 1px solid rgba(91,164,207,0.30); color: var(--text); }
.btn-secondary:hover { border-color: var(--accent); background: var(--accent-glow); transform: translateY(-2px); }

/* ── SECTION RULE — thin top rule, editorial ── */
.section-rule { display: block; width: 40px; height: 2px; background: linear-gradient(90deg, var(--accent), transparent); margin-bottom: 20px; border-radius: 2px; }

/* ── TRUST BAR ── */
.trust-bar { padding: 48px 0; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); background: var(--bg-elevated); }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.trust-item { text-align: center; padding: 22px; border-radius: 14px; transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1); cursor: default; border: 1px solid transparent; }
.trust-item:hover { background: rgba(91,164,207,0.07); border-color: rgba(91,164,207,0.15); transform: translateY(-4px); }
.trust-icon { font-size: 24px; margin-bottom: 12px; display: block; transition: transform 0.4s; }
.trust-item:hover .trust-icon { transform: scale(1.2) rotate(-4deg); }
.trust-label { font-size: 13.5px; color: var(--text-muted); line-height: 1.55; }
.trust-label strong { display: block; color: #fff; font-weight: 600; margin-bottom: 4px; font-size: 14px; letter-spacing: 0.01em; }

/* ── SECTIONS ── */
section { padding: 100px 0; position: relative; }
.section-header { max-width: 640px; margin-bottom: 56px; }
.section-header.center { text-align: center; margin-left: auto; margin-right: auto; }
.section-label { display: inline-flex; align-items: center; gap: 8px; font-size: 11px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.12em; color: var(--accent); margin-bottom: 14px; }
.section-title {
  font-family: var(--serif-display);
  font-size: clamp(34px, 4.5vw, 50px);
  font-weight: 600;
  line-height: 1.12;
  letter-spacing: -0.01em;
  margin: 0 0 16px; color: #fff;
}
.section-desc { font-size: 16.5px; color: var(--text-muted); margin: 0; line-height: 1.75; }

/* ── SERVICE CARDS ── */
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.service-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: 14px; padding: 32px; transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1); position: relative; overflow: hidden; }
.service-card .glow-follow { position: absolute; width: 200px; height: 200px; border-radius: 50%; background: radial-gradient(circle, rgba(91,164,207,0.09) 0%, transparent 70%); pointer-events: none; opacity: 0; transition: opacity 0.3s; transform: translate(-50%, -50%); z-index: 1; }
.service-card:hover .glow-follow { opacity: 1; }
.service-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 1px; background: linear-gradient(90deg, transparent, rgba(126,200,227,0.7), rgba(91,164,207,0.5), rgba(138,175,210,0.7), transparent); opacity: 0; transition: opacity 0.5s; }
.service-card::after { content: ''; position: absolute; inset: 0; border-radius: inherit; background: linear-gradient(135deg, rgba(91,164,207,0.09) 0%, rgba(126,200,227,0.07) 25%, rgba(138,175,210,0.05) 50%, rgba(61,133,181,0.08) 75%, rgba(91,164,207,0.06) 100%); opacity: 0; transition: opacity 0.5s; pointer-events: none; }
.service-card:hover { border-color: rgba(91,164,207,0.28); transform: translateY(-5px); box-shadow: 0 20px 60px rgba(0,0,0,0.35), inset 0 0 40px rgba(91,164,207,0.03); }
.service-card:hover::before { opacity: 1; }
.service-card:hover::after { opacity: 1; }
.service-icon { font-size: 28px; margin-bottom: 20px; display: block; transition: transform 0.4s; position: relative; z-index: 1; }
.service-card:hover .service-icon { transform: scale(1.15) rotate(-4deg); }
.service-card h3 { font-family: var(--serif-display); font-size: 22px; font-weight: 600; margin: 0 0 10px; color: #fff; letter-spacing: 0.01em; position: relative; z-index: 1; }
.service-card p { font-size: 14.5px; color: var(--text-muted); margin: 0 0 20px; line-height: 1.65; position: relative; z-index: 1; }
.service-features { list-style: none; padding: 0; margin: 0; position: relative; z-index: 1; }
.service-features li { display: flex; align-items: flex-start; gap: 10px; font-size: 13.5px; color: var(--text-muted); padding: 8px 0; border-top: 1px solid var(--border); transition: all 0.3s; }
.service-card:hover .service-features li { border-top-color: rgba(91,164,207,0.09); }
.service-features li:first-child { border-top: none; }
.service-features li:hover { color: var(--text); padding-left: 3px; }
.check { color: var(--accent); font-size: 13px; margin-top: 2px; }

/* ── PROCESS ── */
.process-section { background: var(--bg-elevated); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.process-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; position: relative; }
.process-line { position: absolute; top: 32px; left: 10%; right: 10%; height: 1px; background: var(--border); overflow: hidden; }
.process-line::after { content: ''; position: absolute; top: 0; left: 0; height: 100%; width: 0; background: linear-gradient(90deg, var(--accent-3), var(--accent), var(--accent-2)); transition: width 1.5s cubic-bezier(0.16, 1, 0.3, 1); }
.process-line.animate::after { width: 100%; }
.process-step { text-align: center; position: relative; }
.step-number { width: 64px; height: 64px; border-radius: 50%; background: var(--bg); border: 1px solid rgba(91,164,207,0.20); display: flex; align-items: center; justify-content: center; font-size: 22px; margin: 0 auto 20px; position: relative; z-index: 1; transition: all 0.5s; }
.process-step.active .step-number { border-color: var(--accent); background: linear-gradient(135deg, rgba(91,164,207,0.12), var(--bg)); box-shadow: 0 0 24px rgba(91,164,207,0.20); animation: counterPulse 0.6s ease; }
.process-step:hover .step-number { background: linear-gradient(135deg, var(--accent-3), var(--accent)); border-color: var(--accent); box-shadow: 0 0 28px rgba(91,164,207,0.30); transform: scale(1.08); }
.process-step h3 {
  font-family: var(--serif-display);
  font-size: 20px; font-weight: 600;
  color: #fff; margin: 0 0 8px;
  letter-spacing: 0.01em;
}
.process-step p { font-size: 14px; color: var(--text-muted); margin: 0; line-height: 1.55; }

/* ── WHY US ── */
.why-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.why-card { display: flex; gap: 20px; padding: 28px; background: var(--bg-card); border: 1px solid var(--border); border-radius: 14px; transition: all 0.4s; position: relative; overflow: hidden; }
.why-card::before { content: ''; position: absolute; inset: 0; border-radius: inherit; background: linear-gradient(135deg, rgba(91,164,207,0.09) 0%, rgba(126,200,227,0.07) 25%, rgba(138,175,210,0.05) 50%, rgba(61,133,181,0.08) 75%, rgba(91,164,207,0.06) 100%); opacity: 0; transition: opacity 0.5s; pointer-events: none; }
.why-card::after { content: ''; position: absolute; left: 0; top: 0; bottom: 0; width: 0; background: linear-gradient(180deg, var(--accent), var(--accent-3)); transition: width 0.4s; border-radius: 14px 0 0 14px; }
.why-card:hover { border-color: rgba(91,164,207,0.20); transform: translateX(4px); box-shadow: -4px 0 24px rgba(91,164,207,0.10); }
.why-card:hover::before { opacity: 1; }
.why-card:hover::after { width: 2px; }
.why-icon { flex-shrink: 0; width: 44px; height: 44px; border-radius: 10px; background: rgba(91,164,207,0.08); border: 1px solid rgba(91,164,207,0.16); display: flex; align-items: center; justify-content: center; font-size: 20px; transition: all 0.4s; position: relative; z-index: 1; }
.why-card:hover .why-icon { background: linear-gradient(135deg, var(--accent-3), var(--accent)); border-color: transparent; transform: rotate(-6deg) scale(1.08); box-shadow: 0 0 16px rgba(91,164,207,0.25); }
.why-card h3 { font-family: var(--serif-display); font-size: 20px; font-weight: 600; color: #fff; margin: 0 0 8px; letter-spacing: 0.01em; position: relative; z-index: 1; }
.why-card p { font-size: 14.5px; color: var(--text-muted); margin: 0; line-height: 1.65; position: relative; z-index: 1; }

/* ── PROOF BAR ── */
.proof-bar { display: flex; flex-wrap: wrap; border: 1px solid rgba(91,164,207,0.18); border-radius: 12px; overflow: hidden; margin: 0 0 48px; background: rgba(91,164,207,0.04); }
.proof-item { flex: 1; min-width: 160px; padding: 22px 28px; border-right: 1px solid rgba(91,164,207,0.12); }
.proof-item:last-child { border-right: none; }
.proof-num { font-family: var(--serif-display); font-size: 34px; font-weight: 600; color: #fff; letter-spacing: -0.02em; line-height: 1; }
.proof-num sup { font-family: var(--sans); font-size: 14px; color: var(--accent); vertical-align: super; font-weight: 600; }
.proof-label { margin-top: 5px; font-size: 11px; color: var(--text-dim); text-transform: uppercase; letter-spacing: .09em; }

/* ── CTA BANNER ── */
.cta-banner { background: linear-gradient(135deg, var(--bg-elevated), var(--bg-card)); border: 1px solid var(--border); border-radius: 20px; padding: 44px 48px; display: flex; align-items: center; justify-content: space-between; gap: 32px; margin: 40px 0; position: relative; overflow: hidden; transition: all 0.4s; }
.cta-banner::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 1px; background: linear-gradient(90deg, transparent, var(--accent), var(--accent-2), transparent); opacity: 0.5; }
.cta-banner:hover { border-color: rgba(91,164,207,0.22); transform: scale(1.005); box-shadow: 0 0 60px rgba(91,164,207,0.06); }
.cta-content h3 { font-family: var(--serif-display); font-size: 30px; font-weight: 600; color: #fff; margin: 0 0 8px; letter-spacing: 0.01em; }
.cta-content p { color: var(--text-muted); margin: 0; font-size: 15px; }

/* ── COVERAGE ── */
.coverage-content { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.coverage-map { background: var(--bg-card); border: 1px solid var(--border); border-radius: 18px; padding: 40px; text-align: center; position: relative; overflow: hidden; transition: all 0.4s; }
.coverage-map::before { content: ''; position: absolute; top: -50%; left: -50%; width: 200%; height: 200%; background: conic-gradient(from 0deg, transparent, rgba(91,164,207,0.06), transparent, transparent); animation: rotate 10s linear infinite; opacity: 0; transition: opacity 0.5s; }
.coverage-map:hover::before { opacity: 1; }
.coverage-map:hover { border-color: rgba(91,164,207,0.18); }
.map-visual { font-size: 100px; line-height: 1; margin-bottom: 20px; animation: float 6s ease-in-out infinite; filter: drop-shadow(0 0 16px rgba(91,164,207,0.15)); position: relative; z-index: 1; }
.coverage-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 24px; position: relative; z-index: 1; }
.stat { padding: 16px; background: var(--bg); border-radius: 10px; transition: all 0.3s; border: 1px solid transparent; }
.stat:hover { border-color: rgba(91,164,207,0.20); transform: scale(1.04); }
.stat-number { font-family: var(--serif-display); font-size: 28px; font-weight: 600; color: var(--accent); display: block; }
.stat-number.counting { animation: counterPulse 0.5s ease; }
.stat-label { font-size: 11px; color: var(--text-dim); text-transform: uppercase; letter-spacing: 0.07em; }
.coverage-list { list-style: none; padding: 0; margin: 24px 0 0; }
.coverage-list li { display: flex; align-items: flex-start; gap: 12px; padding: 16px 0; border-bottom: 1px solid var(--border); font-size: 15px; color: var(--text-muted); transition: all 0.3s; }
.coverage-list li:hover { padding-left: 6px; color: var(--text); }
.coverage-list li:last-child { border-bottom: none; }
.coverage-list .icon { color: var(--accent); font-size: 16px; margin-top: 3px; transition: transform 0.3s; }
.coverage-list li:hover .icon { transform: scale(1.15); }

/* ── CONTACT ── */
.contact-section { background: var(--bg-elevated); border-top: 1px solid var(--border); }
.contact-grid { display: grid; grid-template-columns: 1fr 1.2fr; gap: 64px; }
.contact-info h3 { font-family: var(--serif-display); font-size: 22px; font-weight: 600; color: #fff; margin: 0 0 24px; }
.contact-item { display: flex; gap: 16px; padding: 20px 0; border-bottom: 1px solid var(--border); transition: all 0.3s; }
.contact-item:hover { padding-left: 5px; }
.contact-item:last-of-type { border-bottom: none; }
.contact-icon { width: 42px; height: 42px; border-radius: 10px; background: rgba(91,164,207,0.08); border: 1px solid rgba(91,164,207,0.14); display: flex; align-items: center; justify-content: center; font-size: 18px; flex-shrink: 0; transition: all 0.4s; }
.contact-item:hover .contact-icon { background: linear-gradient(135deg, var(--accent-3), var(--accent)); border-color: transparent; transform: rotate(-4deg) scale(1.05); }
.contact-item strong { display: block; color: #fff; margin-bottom: 4px; font-size: 14px; letter-spacing: 0.02em; }
.contact-item span { color: var(--text-muted); font-size: 14.5px; }
.contact-item a { color: var(--accent); transition: all 0.2s; }
.contact-item a:hover { color: var(--accent-2); }
.contact-form { background: var(--bg-card); border: 1px solid var(--border); border-radius: 18px; padding: 36px; transition: border-color 0.4s; }
.contact-form:focus-within { border-color: rgba(91,164,207,0.18); box-shadow: 0 0 40px rgba(91,164,207,0.06); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-group { display: flex; flex-direction: column; gap: 7px; }
.form-group.full { grid-column: 1 / -1; }
.form-group label { font-size: 12.5px; font-weight: 600; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.07em; transition: color 0.2s; }
.form-group:focus-within label { color: var(--accent); }
.form-group input, .form-group select, .form-group textarea { background: var(--bg); border: 1px solid var(--border); border-radius: 8px; padding: 13px 15px; font-size: 15px; color: var(--text); font-family: var(--sans); transition: all 0.3s; }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { outline: none; border-color: rgba(91,164,207,0.40); box-shadow: 0 0 0 3px rgba(91,164,207,0.08); }
.form-group textarea { min-height: 120px; resize: vertical; }
.form-group select { cursor: pointer; }
.form-footer { margin-top: 22px; display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.form-note { font-size: 13px; color: var(--text-dim); transition: all 0.3s; }
.form-note.success { color: var(--accent-2) !important; animation: fadeUp 0.5s ease; }
.form-note.error   { color: #f87171 !important; }
.form-note.success::before { content: '✓ '; }
.form-note.error::before   { content: '⚠ '; }

/* Honeypot — visually hidden, off-screen */
.hp-field {
  position: absolute !important;
  left: -9999px !important;
  top: -9999px !important;
  width: 1px; height: 1px;
  overflow: hidden;
}

/* Submit button spinner state */
#submitBtn { position: relative; min-width: 180px; }
#submitBtn .btn-spinner {
  display: none;
  width: 14px; height: 14px;
  border: 2px solid rgba(255,255,255,0.3);
  border-top-color: #fff;
  border-radius: 50%;
  margin-left: 10px;
  vertical-align: middle;
  animation: spin 0.7s linear infinite;
}
#submitBtn.loading { opacity: 0.85; cursor: wait; }
#submitBtn.loading .btn-spinner { display: inline-block; }
#submitBtn[disabled] { pointer-events: none; }

/* Field error highlight */
.form-group .field-error,
.form-group input.field-error,
.form-group select.field-error,
.form-group textarea.field-error {
  border-color: rgba(248,113,113,0.55) !important;
  box-shadow: 0 0 0 3px rgba(248,113,113,0.08) !important;
}

/* ── INTAKE ROUTER CARD (replaces old contact form on home) ── */
.intake-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 40px 36px;
  transition: border-color 0.4s, box-shadow 0.4s;
  display: flex;
  flex-direction: column;
  gap: 22px;
  position: relative;
  overflow: hidden;
}
.intake-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 1px;
  background: linear-gradient(90deg, transparent, rgba(126,200,227,0.5), rgba(91,164,207,0.6), rgba(138,175,210,0.5), transparent);
  opacity: 0.6;
}
.intake-card:hover { border-color: rgba(91,164,207,0.20); box-shadow: 0 0 60px rgba(91,164,207,0.05); }

.intake-prompt { text-align: center; }
.intake-eyebrow {
  display: inline-block;
  font-size: 11px; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--accent); margin-bottom: 12px;
}
.intake-title {
  font-family: var(--serif-display);
  font-size: 30px; font-weight: 600;
  color: #fff; margin: 0 0 10px;
  letter-spacing: -0.005em; line-height: 1.15;
}
.intake-sub {
  font-size: 14px; color: var(--text-muted);
  margin: 0 auto; max-width: 360px; line-height: 1.65;
}

/* Primary CTA — gradient button, big and confident */
.intake-primary {
  display: flex; align-items: center; justify-content: center;
  gap: 12px;
  padding: 18px 28px;
  background: linear-gradient(135deg, var(--accent-3), var(--accent), var(--accent-2));
  color: #fff !important;
  border-radius: 10px;
  font-size: 16px; font-weight: 600;
  letter-spacing: 0.02em;
  box-shadow: 0 4px 24px rgba(91,164,207,0.20);
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  position: relative; overflow: hidden;
}
.intake-primary:hover { transform: translateY(-2px); box-shadow: 0 10px 40px rgba(91,164,207,0.35); }
.intake-primary .intake-arrow { transition: transform 0.3s; font-size: 18px; }
.intake-primary:hover .intake-arrow { transform: translateX(4px); }

/* Secondary utilities — two-up grid */
.intake-secondary {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.intake-utility {
  display: flex; align-items: center; gap: 12px;
  padding: 14px 16px;
  background: rgba(91,164,207,0.04);
  border: 1px solid rgba(91,164,207,0.16);
  border-radius: 10px;
  transition: all 0.3s;
}
.intake-utility:hover {
  background: rgba(91,164,207,0.10);
  border-color: rgba(91,164,207,0.32);
  transform: translateY(-1px);
}
.intake-utility-icon {
  width: 36px; height: 36px; border-radius: 9px;
  background: rgba(91,164,207,0.10);
  display: flex; align-items: center; justify-content: center;
  font-size: 16px; flex-shrink: 0;
  transition: all 0.3s;
}
.intake-utility:hover .intake-utility-icon {
  background: linear-gradient(135deg, var(--accent-3), var(--accent));
  transform: rotate(-4deg) scale(1.05);
}
.intake-utility-label { display: flex; flex-direction: column; gap: 2px; min-width: 0; }
.intake-utility-label strong {
  color: #fff; font-size: 13.5px; font-weight: 600;
  letter-spacing: 0.01em;
}
.intake-utility-label em {
  color: var(--text-dim); font-size: 11.5px; font-style: normal;
  letter-spacing: 0.02em;
}

.intake-footnote {
  text-align: center;
  font-size: 11.5px; color: var(--text-dim);
  line-height: 1.55;
  padding-top: 14px;
  border-top: 1px solid var(--border);
  max-width: 380px; margin: 4px auto 0;
}

@media (max-width: 768px) {
  .intake-card { padding: 32px 24px; }
  .intake-title { font-size: 26px; }
  .intake-secondary { grid-template-columns: 1fr; }
}

/* ── SCREENER / CONTACT PAGE ── */
.container-narrow { max-width: 820px; }

.screener-section { padding: 140px 0 80px; }

.screener-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 48px;
}
.screener-header .section-label { display: inline-flex; margin-bottom: 14px; }
.screener-header .section-title { margin-bottom: 14px; }
.screener-header a {
  color: var(--accent);
  border-bottom: 1px dotted rgba(91,164,207,0.4);
  transition: all 0.2s;
}
.screener-header a:hover { color: var(--accent-2); border-bottom-color: var(--accent-2); }

/* Screener card — wraps the placeholder + future question flow */
.screener-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 0;
  margin-bottom: 32px;
  position: relative;
  overflow: hidden;
  transition: border-color 0.4s, box-shadow 0.4s;
}
.screener-card:hover { border-color: rgba(91,164,207,0.20); box-shadow: 0 0 60px rgba(91,164,207,0.05); }

/* Progress bar at top of screener card */
.screener-progress {
  height: 2px;
  background: rgba(91,164,207,0.08);
  position: relative;
  overflow: hidden;
}
.screener-progress-bar {
  height: 100%;
  background: linear-gradient(90deg, var(--accent-3), var(--accent), var(--accent-2));
  transition: width 0.6s cubic-bezier(0.16, 1, 0.3, 1);
  box-shadow: 0 0 8px rgba(91,164,207,0.4);
}

.screener-body { padding: 48px 40px; }

/* Placeholder state — temporary until question flow is wired */
.screener-placeholder { text-align: center; padding: 12px 8px; }
.screener-placeholder-icon {
  display: inline-flex; align-items: center; justify-content: center;
  width: 56px; height: 56px;
  border-radius: 50%;
  background: rgba(91,164,207,0.08);
  border: 1px solid rgba(91,164,207,0.20);
  font-size: 24px; color: var(--accent);
  margin-bottom: 20px;
  animation: float 6s ease-in-out infinite;
}
.screener-placeholder-title {
  font-family: var(--serif-display);
  font-size: 26px; font-weight: 600;
  color: #fff; margin: 0 0 12px;
  letter-spacing: -0.005em;
}
.screener-placeholder-desc {
  font-size: 14.5px; color: var(--text-muted);
  max-width: 460px; margin: 0 auto 24px;
  line-height: 1.7;
}
.screener-placeholder-desc a {
  color: var(--accent);
  border-bottom: 1px dotted rgba(91,164,207,0.4);
}
.screener-placeholder-desc a:hover { color: var(--accent-2); }

/* Fallback form wrap */
.screener-form-wrap {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 40px;
  margin-bottom: 32px;
  animation: fadeUp 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}
.screener-form-header {
  text-align: center;
  margin-bottom: 28px;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--border);
}
.screener-eyebrow {
  display: inline-block;
  font-size: 11px; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--accent); margin-bottom: 10px;
}
.screener-form-title {
  font-family: var(--serif-display);
  font-size: 26px; font-weight: 600;
  color: #fff; margin: 0 0 8px;
  letter-spacing: -0.005em;
}
.screener-form-sub {
  font-size: 14px; color: var(--text-muted); margin: 0;
}
.screener-form-sub a {
  color: var(--accent);
  border-bottom: 1px dotted rgba(91,164,207,0.4);
}
.screener-form-sub a:hover { color: var(--accent-2); }

/* The form itself reuses .contact-form styling already in the stylesheet */
.screener-form-wrap .contact-form {
  background: transparent;
  border: none;
  padding: 0;
}
.screener-form-wrap .contact-form:focus-within {
  box-shadow: none;
}

/* Math challenge — visually grouped, slightly emphasized */
.math-challenge {
  background: rgba(91,164,207,0.04);
  border: 1px solid rgba(91,164,207,0.12);
  border-radius: 10px;
  padding: 16px 18px;
  margin-top: 6px;
}
.math-challenge label strong {
  color: #fff;
  font-family: var(--serif-display);
  font-size: 16px;
  font-weight: 600;
  padding: 0 4px;
}
.math-challenge input {
  max-width: 140px;
}
.form-hint {
  display: block;
  margin-top: 6px;
  font-size: 11.5px;
  color: var(--text-dim);
  letter-spacing: 0.02em;
}

.screener-disclaimer {
  text-align: center;
  font-size: 12.5px;
  color: var(--text-dim);
  line-height: 1.65;
  margin: 28px auto 0;
  max-width: 560px;
  padding-top: 22px;
  border-top: 1px solid var(--border);
}

/* Backup contact row */
.screener-backup {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 40px;
}
.screener-backup-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 16px 20px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 12px;
  transition: all 0.3s;
}
.screener-backup-item:hover {
  border-color: rgba(91,164,207,0.20);
  transform: translateY(-2px);
}
.screener-backup-item .icon {
  font-size: 20px;
  flex-shrink: 0;
}
.screener-backup-item strong {
  display: block;
  color: #fff;
  font-size: 12.5px;
  font-weight: 600;
  letter-spacing: 0.02em;
  margin-bottom: 2px;
}
.screener-backup-item a,
.screener-backup-item span {
  font-size: 13px;
  color: var(--text-muted);
}
.screener-backup-item a {
  color: var(--accent);
  transition: color 0.2s;
}
.screener-backup-item a:hover { color: var(--accent-2); }

@media (max-width: 768px) {
  .screener-section { padding: 100px 0 60px; }
  .screener-body { padding: 36px 24px; }
  .screener-form-wrap { padding: 28px 22px; }
  .screener-backup { grid-template-columns: 1fr; }
}

/* ─── REUSABLE CALCULATOR / TOOL COMPONENTS ─────────────────
   Used by /lender-tools/* pages. Keep general — page-specific
   styles go in $PAGE_EXTRA_HEAD on the individual tool page.
   ─────────────────────────────────────────────────────────── */

/* Two-column calc layout */
.calc-shell { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-bottom: 40px; }
@media (max-width: 900px) { .calc-shell { grid-template-columns: 1fr; } }

/* Panel — used for input panel and result panel */
.panel { background: var(--bg-card); border: 1px solid var(--border); border-radius: 14px; padding: 28px; position: relative; overflow: hidden; }
.panel::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 1px; background: linear-gradient(90deg, transparent, rgba(126,200,227,0.5), rgba(91,164,207,0.4), transparent); opacity: 0.5; }
.panel-header { display: flex; align-items: center; gap: 12px; margin-bottom: 20px; padding-bottom: 16px; border-bottom: 1px solid var(--border); }
.panel-icon { width: 36px; height: 36px; border-radius: 9px; background: rgba(91,164,207,0.10); border: 1px solid rgba(91,164,207,0.20); display: flex; align-items: center; justify-content: center; font-size: 18px; flex-shrink: 0; }
.panel-title { font-family: var(--serif-display); font-size: 20px; font-weight: 600; color: #fff; margin: 0; letter-spacing: 0.01em; }
.panel-sub { font-size: 12px; color: var(--text-dim); margin-top: 2px; }

/* Form fields */
.field-group { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }
.field-label { font-size: 12px; font-weight: 600; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.06em; }
.field-label.required::after { content: ' *'; color: var(--accent); }
.field-hint { font-size: 11.5px; color: var(--text-dim); margin-top: 2px; }
.field-input { background: var(--bg); border: 1px solid var(--border); border-radius: 8px; padding: 11px 14px; font-size: 15px; color: var(--text); font-family: var(--sans); transition: all 0.3s; width: 100%; }
.field-input:focus { outline: none; border-color: rgba(91,164,207,0.40); box-shadow: 0 0 0 3px rgba(91,164,207,0.08); background: rgba(91,164,207,0.03); }
.field-input[type="date"] { color-scheme: dark; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
@media (max-width: 768px) { .field-row { grid-template-columns: 1fr; } }

/* Currency prefix */
.input-prefix { position: relative; }
.input-prefix::before { content: '$'; position: absolute; left: 14px; top: 50%; transform: translateY(-50%); color: var(--text-dim); font-size: 15px; pointer-events: none; z-index: 1; }
.input-prefix .field-input { padding-left: 24px; }

/* Checkbox field */
.field-check { display: flex; align-items: flex-start; gap: 12px; padding: 14px 16px; background: rgba(91,164,207,0.04); border: 1px solid rgba(91,164,207,0.14); border-radius: 10px; cursor: pointer; transition: all 0.3s; margin-bottom: 16px; }
.field-check:hover { background: rgba(91,164,207,0.08); border-color: rgba(91,164,207,0.22); }
.field-check input { margin: 0; width: 16px; height: 16px; accent-color: var(--accent); cursor: pointer; flex-shrink: 0; margin-top: 2px; }
.field-check-label { font-size: 13.5px; color: var(--text); line-height: 1.5; }
.field-check-label strong { display: block; color: #fff; font-weight: 600; margin-bottom: 2px; }
.field-check-label span { color: var(--text-dim); font-size: 12px; }

/* Result breakdown rows */
.breakdown { font-size: 13.5px; }
.breakdown-row { display: flex; justify-content: space-between; align-items: baseline; padding: 12px 0; border-bottom: 1px solid var(--border); }
.breakdown-row:last-child { border-bottom: none; padding-bottom: 0; }
.breakdown-row.totaling { padding-top: 14px; margin-top: 6px; border-top: 1px solid rgba(91,164,207,0.20); border-bottom: none; }
.breakdown-label { color: var(--text-muted); }
.breakdown-label strong { color: var(--text); display: block; font-weight: 600; }
.breakdown-label em { font-style: normal; color: var(--text-dim); font-size: 12px; display: block; margin-top: 2px; }
.breakdown-value { color: #fff; font-variant-numeric: tabular-nums; font-weight: 500; text-align: right; white-space: nowrap; }
.breakdown-value.muted { color: var(--text-muted); font-weight: 400; }
.breakdown-value.success { color: #4ade80; }
.breakdown-value.error { color: #f87171; }
.breakdown-row.totaling .breakdown-label strong { font-family: var(--serif-display); font-size: 17px; }
.breakdown-row.totaling .breakdown-value { font-family: var(--serif-display); font-size: 19px; font-weight: 600; }

/* Explainer card — used on tool pages to describe the math */
.explainer { padding: 22px 26px; margin-bottom: 28px; border: 1px solid rgba(91,164,207,0.15); background: rgba(91,164,207,0.04); border-radius: 14px; }
.explainer h3 { margin: 0 0 12px; font-size: 11px; letter-spacing: 0.12em; text-transform: uppercase; color: var(--accent); font-family: var(--sans); font-weight: 600; }
.explainer ol, .explainer ul { margin: 0; padding-left: 18px; color: var(--text-muted); line-height: 1.75; }
.explainer li { margin-bottom: 6px; font-size: 14px; }
.explainer li strong { color: var(--text); }

/* Generic note callout */
.note { padding: 15px 18px; border-radius: 14px; border: 1px solid var(--border); background: rgba(0,0,0,0.18); color: var(--text-muted); font-size: 13.5px; line-height: 1.65; margin-bottom: 32px; }
.note strong { color: var(--text); }

/* ─── LENDER-TOOLS LANDING COMPONENTS ───────────────────────
   Quick-reference cards, tool cards, tag pills, tips section.
   Reusable across the /lender-tools/ hub and any future hub.
   ─────────────────────────────────────────────────────────── */

/* Quick reference strip */
.ref-section { position: relative; z-index: 1; margin: 0 0 40px; padding: 22px 26px; border: 1px solid rgba(91,164,207,0.18); background: rgba(91,164,207,0.05); border-radius: 14px; animation: borderGlow 4s ease-in-out infinite; }
.ref-section h2 { margin: 0 0 14px; font-size: 11px; letter-spacing: 0.12em; text-transform: uppercase; color: var(--accent); font-weight: 600; font-family: var(--sans); }
.ref-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 12px; }
.ref-card { padding: 14px 16px; background: rgba(0,0,0,0.18); border-radius: 10px; border: 1px solid var(--border); transition: all 0.3s cubic-bezier(0.16,1,0.3,1); }
.ref-card:hover { border-color: rgba(91,164,207,0.25); background: rgba(91,164,207,0.07); transform: translateY(-2px); }
.ref-card .label { font-size: 11px; color: var(--text-dim); text-transform: uppercase; letter-spacing: 0.09em; }
.ref-card .value { margin-top: 6px; font-size: 16px; font-weight: 700; line-height: 1.4; color: #fff; }
.ref-card .value span { font-size: 13px; font-weight: 400; color: var(--text-muted); display: block; margin-top: 2px; }
@media (max-width: 768px) { .ref-grid { grid-template-columns: 1fr; } }

/* Tool card grid */
.tools-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; margin-bottom: 40px; }
@media (max-width: 900px) { .tools-grid { grid-template-columns: 1fr; } }

.tool-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: 14px; padding: 32px; position: relative; overflow: hidden; transition: all 0.4s cubic-bezier(0.16,1,0.3,1); }
.tool-card .glow-follow { position: absolute; width: 220px; height: 220px; border-radius: 50%; background: radial-gradient(circle, rgba(91,164,207,0.09) 0%, transparent 70%); pointer-events: none; opacity: 0; transition: opacity 0.3s; transform: translate(-50%, -50%); z-index: 1; }
.tool-card:hover .glow-follow { opacity: 1; }
.tool-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 1px; background: linear-gradient(90deg, transparent, rgba(126,200,227,0.7), rgba(91,164,207,0.5), rgba(138,175,210,0.7), transparent); opacity: 0; transition: opacity 0.5s; }
.tool-card::after { content: ''; position: absolute; inset: 0; border-radius: inherit; background: linear-gradient(135deg, rgba(91,164,207,0.09) 0%, rgba(126,200,227,0.07) 25%, rgba(138,175,210,0.05) 50%, rgba(61,133,181,0.08) 75%, rgba(91,164,207,0.06) 100%); opacity: 0; transition: opacity 0.5s; pointer-events: none; }
.tool-card:hover { border-color: rgba(91,164,207,0.28); transform: translateY(-5px); box-shadow: 0 24px 60px rgba(0,0,0,0.35), inset 0 0 40px rgba(91,164,207,0.03); }
.tool-card:hover::before { opacity: 1; }
.tool-card:hover::after { opacity: 1; }
.tool-card.coming-soon { opacity: 0.65; }
.tool-card.coming-soon:hover { transform: translateY(-2px); }
.tool-icon { font-size: 32px; margin-bottom: 16px; display: block; transition: transform 0.4s; position: relative; z-index: 1; }
.tool-card:hover .tool-icon { transform: scale(1.15) rotate(-4deg); }
.tool-card h2 { font-family: var(--serif-display); font-size: 22px; font-weight: 600; margin: 0 0 10px; color: #fff; letter-spacing: 0.01em; position: relative; z-index: 1; }
.tool-card p { font-size: 14.5px; color: var(--text-muted); margin: 0 0 20px; line-height: 1.65; position: relative; z-index: 1; }

/* Tag pills */
.tags { display: flex; flex-wrap: wrap; gap: 7px; margin-bottom: 18px; position: relative; z-index: 1; }
.tag { font-size: 11.5px; color: var(--text-muted); border: 1px solid var(--border); background: rgba(0,0,0,0.18); padding: 4px 10px; border-radius: 999px; transition: all 0.2s; }
.tool-card:hover .tag { border-color: rgba(91,164,207,0.20); color: var(--accent-2); }

.btn-row { display: flex; gap: 10px; flex-wrap: wrap; position: relative; z-index: 1; }

/* Tips / pro-tips section */
.tips-section { padding: 22px 26px; margin-bottom: 28px; border: 1px solid rgba(91,164,207,0.15); background: rgba(91,164,207,0.04); border-radius: 14px; }
.tips-section h3 { margin: 0 0 12px; font-size: 11px; letter-spacing: 0.12em; text-transform: uppercase; color: var(--accent); font-family: var(--sans); font-weight: 600; }
.tips-section ul { margin: 0; padding-left: 18px; color: var(--text-muted); line-height: 1.75; }
.tips-section li { margin-bottom: 6px; font-size: 14.5px; }
.tips-section li strong { color: var(--text); }

/* Tool-page hero (slimmer than home hero) */
.tool-hero { min-height: 50vh; padding: 140px 0 64px; }
.tool-badge { display: inline-flex; align-items: center; gap: 8px; padding: 7px 14px; background: rgba(91,164,207,0.07); border: 1px solid rgba(91,164,207,0.20); border-radius: 100px; font-size: 12px; font-weight: 500; color: var(--text-muted); margin-bottom: 28px; letter-spacing: 0.06em; text-transform: uppercase; }
.tool-badge .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--accent); position: relative; }
.tool-badge .dot::after { content: ''; position: absolute; inset: -2px; border-radius: 50%; border: 1px solid var(--accent); animation: heroPulseRing 2s ease-out infinite; }
@keyframes heroPulseRing { 0% { transform: scale(1); opacity: 0.6; } 100% { transform: scale(2.2); opacity: 0; } }
.tool-badge a { color: var(--text-muted); transition: color 0.2s; }
.tool-badge a:hover { color: var(--accent-2); }

/* ── FOOTER ── */
footer { padding: 64px 0 32px; border-top: 1px solid var(--border); }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-brand .logo-group { margin-bottom: 16px; }
.footer-brand p { color: var(--text-muted); font-size: 14.5px; margin: 0; max-width: 300px; line-height: 1.65; }
.footer-col h4 { font-size: 11px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.10em; color: var(--text-dim); margin: 0 0 20px; }
.footer-col p, .footer-col a { display: block; color: var(--text-muted); font-size: 14.5px; margin-bottom: 8px; transition: all 0.2s; line-height: 1.6; }
.footer-col a:hover { color: var(--accent-2); padding-left: 4px; }
.footer-bottom { padding-top: 32px; border-top: 1px solid var(--border); display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 16px; }
.footer-legal { font-size: 12.5px; color: var(--text-dim); }
.footer-disclaimer { font-size: 12px; color: var(--text-dim); max-width: 560px; text-align: right; }

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .services-grid { grid-template-columns: 1fr; }
  .process-grid { grid-template-columns: repeat(2, 1fr); }
  .process-line { display: none; }
  .why-grid { grid-template-columns: 1fr; }
  .coverage-content { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .footer-grid { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  nav { display: none; }
  .mobile-menu { display: flex; align-items: center; gap: 8px; padding: 9px 15px; background: rgba(91,164,207,0.07); border: 1px solid rgba(91,164,207,0.25); border-radius: 7px; color: var(--accent-2); font-size: 13px; font-weight: 600; cursor: pointer; font-family: var(--sans); transition: all 0.3s; letter-spacing: 0.03em; }
  .mobile-menu:hover { background: rgba(91,164,207,0.12); }
  .trust-grid { grid-template-columns: repeat(2, 1fr); }
  .process-grid { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .cta-banner { flex-direction: column; text-align: center; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .footer-disclaimer { text-align: center; }
  section { padding: 64px 0; }
  .coverage-stats { grid-template-columns: 1fr; }
  .proof-item { flex: 0 0 50%; }
  .hero-stat { flex: 0 0 50%; }
}
@media (max-width: 560px) {
  .hero-stat { flex: 0 0 50%; }
}

/* ── SCROLL ANIMATIONS ── */
.reveal { opacity: 0; transform: translateY(30px); transition: all 0.9s cubic-bezier(0.16, 1, 0.3, 1); }
.reveal.visible { opacity: 1; transform: translateY(0); }
.reveal-left { opacity: 0; transform: translateX(-36px); transition: all 0.9s cubic-bezier(0.16, 1, 0.3, 1); }
.reveal-left.visible { opacity: 1; transform: translateX(0); }
.reveal-right { opacity: 0; transform: translateX(36px); transition: all 0.9s cubic-bezier(0.16, 1, 0.3, 1); }
.reveal-right.visible { opacity: 1; transform: translateX(0); }
.reveal-scale { opacity: 0; transform: scale(0.94); transition: all 0.9s cubic-bezier(0.16, 1, 0.3, 1); }
.reveal-scale.visible { opacity: 1; transform: scale(1); }
.stagger-children > *:nth-child(1) { transition-delay: 0s; }
.stagger-children > *:nth-child(2) { transition-delay: 0.1s; }
.stagger-children > *:nth-child(3) { transition-delay: 0.2s; }
.stagger-children > *:nth-child(4) { transition-delay: 0.3s; }
.stagger-children > *:nth-child(5) { transition-delay: 0.4s; }
.stagger-children > *:nth-child(6) { transition-delay: 0.5s; }

.scroll-progress { position: fixed; top: 0; left: 0; height: 2px; background: linear-gradient(90deg, var(--accent-3), var(--accent), var(--accent-2)); z-index: 101; transition: width 0.1s linear; box-shadow: 0 0 8px rgba(91,164,207,0.40); }
.cursor-glow { position: fixed; width: 280px; height: 280px; border-radius: 50%; background: radial-gradient(circle, rgba(91,164,207,0.07) 0%, transparent 70%); pointer-events: none; z-index: -1; opacity: 0; transition: opacity 0.3s; transform: translate(-50%, -50%); }
body:hover .cursor-glow { opacity: 1; }
@media (max-width: 768px) { .cursor-glow { display: none; } }

/* ── Input autofill override ── */
input:-webkit-autofill, select:-webkit-autofill, textarea:-webkit-autofill {
  -webkit-box-shadow: 0 0 0 100px var(--bg) inset;
  -webkit-text-fill-color: var(--text);
}